We have successfully defended many cases where the debt buyer plaintiff alleged that the statute of limitations was 12 years (not 3 years) because the… Read More »Statute of Limitations and Contract Under Seal in Maryland
We have handled several cases in which we successfully got judgments vacated because the Defendant was never served. This is not an uncommon problem, because… Read More »Motions to Vacate a Judgment in Maryland
At Holland Law, we have defended many lawsuits that were filed after the expiration of the Maryland statute of limitations. There are a few different… Read More »Maryland Statute of Limitations
Consumers who sue large corporations are always at a disadvantage. Among the many advantages the corporate defendant has is information.
Imagine in typical case. A large mortgage servicer demands money from a consumer. The consumer doesn’t owe the money. Months pass, and no matter how many times the consumer explains, the calls and the letters keep coming.
Read More »The Other Boilerplate: How Some Corporations Can Obstruct Discovery In Consumer Lawsuits
Every year, tens of thousands of Maryland residents are sued in debt collection cases. Only about 20 percent of them enter defenses, though. There are a lot of reasons for that. Some people think they don’t stand a chance in court. Some hope that the debt will go away if they ignore it. Others simply… Read More »Why Am I Being Sued So Far From Home?
A study by British industry groups and academics recently set out best practices for debt collectors dealing with so-call vulnerable consumers. InsideARM, a US debt collectors’ trade publication has taken interest and encourages senior management to read it. Among the studies’ key findings were:
Maryland Judiciary Case Search provides a public window in the court system in Maryland. Case types, the names of parties, judgments and charges are all public information, displayed on case search. Through this window, we can see what the largest institutional users of the court system are up to. Here’s what six of the largest… Read More »DEBT BUYERS: Maryland’s Highest Volume Lawsuit Filers of 2017
Plaintiffs in federal court must file long, detailed complaints to avoid motions to dismiss for failing to meet the Supreme Court’s Twombly/Iqbal pleading standards. So, it can be vexing when a corporate defendant files answer with boilerplate affirmative defenses. The Supreme Court has not addressed what standard defendants must meet when they plead, and the… Read More »Striking Boilerplate Defenses in Federal District Court
Judgments have serious consequences. In Maryland they last for 12 years, and are renewable. With a judgment, a creditor can garnish your wages, freeze your bank accounts, get a lien over your home or even seize your car. Sometimes people are surprised to find that there is a judgment against them. So, what can you do?
Read More »I Just Found Out I Have a Judgment Against Me, What Can I Do?Hundreds of businesses have your personal information these days. This includes sensitive information such as your birthday, address and even your social security number. On top of that, some of them even likely lost that information to third party hackers, increasing your risk of identity theft. Lately we’ve seen several cases of people who were… Read More »Identity Theft Defense: Are You A Victim of Identity Theft and Being Sued? Follow These 4 Steps
