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Debt Defense and Illegal Debt Collection Practices

by pholland
May 18, 2020May 19, 2020

Recently a lawyer contacted me and asked for a good introduction to debt defense and illegal debt collection practices. The person was especially interested in… Read More »

They Can’t Garnish Your CARES Act Money in Maryland

by pholland
May 1, 2020May 1, 2020

MARYLAND GOVERNOR BANS GARNISHMENT OF CARES ACT MONEY On April 29, 2020 Governor Larry Hogan signed an Executive Order, effective immediately, prohibiting garnishment of CARES… Read More »

Making a Credit Report Dispute? Avoid These 5 Mistakes

by egwent
April 15, 2020May 8, 2020

Many people make the mistake of not providing enough information or enough documentation. Here is a list of the top five mistakes we see.

RESOURCES ON CONSUMER PROTECTION IN THE TIME OF COVID-19

by pholland
April 5, 2020April 5, 2020

The Holland Law Firm is here to help navigate the multitude of consumer and small business challenges created by Coronavirus pandemic. It is important to… Read More »

COVID-19 ANNOUNCEMENT FROM THE HOLLAND LAW FIRM

by pholland
April 1, 2020April 24, 2020

We hope that you and your loved ones are healthy and safe. If you are an existing client, we are here to answer your questions… Read More »

Should Medical Debt Be Treated Differently Than Other Debt?

by casey
December 24, 2019June 29, 2020

“Like it or not, there are still de facto debtors’ prisons for collection of all kinds of debts, including medical debt, in the United States… Read More »

The Law of the Forum and Maryland Student Loan Statute of Limitations

by pholland
December 21, 2019May 13, 2020

Frequently in student loan and other collections cases, a person gets sued in Maryland, but the contract specifies that the law of a state other… Read More »

Court Judgments and Credit Reports

by egwent
August 29, 2019

In 2017, the three largest Credit Reporting Agencies – Experian, Equifax and Transunion implemented some changes to what “public records” they report, according to a Consumer Data Industry Association (CDIA) press release. “Public Records” means information obtained from courts and other public entities. This includes bankruptcies, tax liens and judgments.

Statute of Limitations and Contract Under Seal in Maryland

by pholland
August 8, 2019May 27, 2020

We have successfully defended many cases where the debt buyer plaintiff alleged that the statute of limitations was 12 years (not 3 years) because the… Read More »

Motions to Vacate a Judgment in Maryland

by pholland
August 8, 2019

We have handled several cases in which we successfully got judgments vacated because the Defendant was never served. This is not an uncommon problem,… Read More »