How To Fight Debt Collection Harassment In Maryland

Get a copy of all three credit reports from the only government sanctioned website: www.annualcreditreport.com

1. Review your credit reports carefully and dispute any inaccurate information in writing
2. Write a letter to the debt collector demanding proof of the debt and the amount
3. Submit a Complaint to the Consumer Financial Protection Bureau
4. Submit a complaint to the Maryland Department of Labor, Licensing and Regulation
5. If the collector violated the law, hire a lawyer to sue them in court. They may be liable for damages, court costs and attorney’s fees under federal or Maryland law
6. Private Attorneys:
   • Attorney Peter A. Holland
   • National Association of Consumer Advocates
   • Maryland Civil Justice Network
7. Other resources:
   • FREE Maryland District Court Self Help Center and Website
   • Maryland People’s Law Library
   • Maryland District Court Small Claims Website
   • Look up your case on Maryland Judiciary Case Search
   • Legislative Advocacy