Child identity theft? Yes, that can happen. Your child can have their identity stolen. We tend to think of identity theft as something that only happens to adults with something to lose, such as bank account numbers, credit card numbers, and other financial resources criminals would be after. However, your child’s identity is at risk…
It’s Emanwel Turnbull, attorney at the Holland Law Firm, P.C. – I’m writing this special blog post to tell you about my encounter with a little-known consumer reporting agency: Telecheck. If you’ve heard of Telecheck, you know it’s a service that scans and deposits checks for businesses. Some businesses that accept personal checks will scan…
Filing for bankruptcy is meant to provide a fresh start for people in a bad financial fix. It does so by wiping out debts and banning creditors from collecting them. But how does bankruptcy on a credit report affect your life? Bankruptcy on Credit Reports Bankruptcy on credit reports can show up in basically two…
One-third of Americans have discovered mistakes on their credit reports, according to a new Consumer Reports investigation. This figure is startling and alarming, especially considering how much a credit score can affect one’s quality of life. Credit report errors can have an immediate and devastating impact on people’s lives. Credit scores are used to determine…
Technology lets you have your social media, emails, and bank information right on your devices. Unfortunately, identity thieves can access this information online by watching you enter the information in public or accessing your mail with personal information. This information helps identity thieves make purchases on your credit card or withdraw cash from your bank…
If you have ever applied for a job outside of a family-run operation, chances are that you have had a background check run on you. Even though most Americans have had some type of experience with background checks, not many know exactly what kind of details background checks reveal about them, which is unsettling considering…
According to usa.gov, identity theft occurs when “someone steals your personal information to commit fraud.” The identity thief gets money using your identity. The crime leaves you with debt collectors calling and severe damage to your credit rating because numerous accounts have been opened in your name. Identity thieves never paid off the accounts, so…
Don’t give up hope! Give us a call. Our experienced consumer protection lawyers have dealt with many unscrupulous solar panel companies, and they know how to protect your interests from solar panel scams. Crooked solar panel installation companies will insert all sorts of jargon and confusing terms in solar power purchase agreements. We see it…
There’s an unfair and shameful portrayal that promotes the idea that people who find themselves in debt are always at fault and not responsible enough to handle their finances. This stigma is not always deserved. Being relentlessly pursued by debt collectors is an experience that no one should have to endure. Medical debt collection practices…
2020 was a tough year for governments and consumers alike. In a year full of difficulties in all walks of life, it’s no surprise that consumer complaints regarding credit reporting errors doubled the amount recorded in 2019! In 2020, consumers filed over 280,000 complaints about inaccuracies and errors on their credit reports with the Consumer…