Identity Theft Attorney Serving Maryland

The Holland Law Firm proudly represents consumers facing unfair treatment by banks, lenders, debt collectors, credit bureaus, and financial institutions after identity theft and fraud-related issues.

If you’re being sued for a debt that’s in your name but for an account you never opened, you may be a victim of identity theft. Debt collectors may refuse to dismiss a lawsuit even in the face of clear proof that you never opened the account. And if you’re getting sued on one fraudulent account, chances are there could be several others you don’t even know about yet.

For over 20 years we’ve helped victims of wrongful debt collection, wrongful credit reporting, wrongful repossessions, and other scams. At The Holland Law Firm, consumer protection is our main focus. We work to hold powerful corporations accountable when they violate your rights.

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What Is Identity Theft?

Identity theft occurs when someone uses your personal or financial information without permission for fraudulent or unlawful purposes. Criminals may use stolen information to access money, open accounts, obtain services, or commit other forms of fraud in your name.

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Types of Information Commonly Stolen

Identity thieves often target Social Security numbers, driver’s license numbers, credit card information, bank account details, medical insurance information, online account credentials, passwords, and taxpayer identification information. This information is commonly obtained through phishing scams, data breaches, stolen mail, or hacked online accounts.

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Common Forms of Identity Theft

Identity thieves may open fraudulent credit card accounts, take out loans, make unauthorized purchases, rent apartments, file fake tax returns, obtain medical treatment under your insurance, commit employment fraud, or create “synthetic identities” that combine real and fake information.

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Warning Signs of Identity Theft

Common warning signs include unfamiliar charges on bank or credit card statements, collection calls about debts you do not recognize, denial of credit applications, missing mail, notices from the IRS about duplicate tax filings, or unfamiliar accounts appearing on your credit reports.

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How Can ID Theft Affect You?

Identity theft is more than a simple inconvenience. It’s not uncommon for serious cases to completely upend or ruin people’s lives. This kind of criminal activity can have immediate and future impacts, from losing money to dealing with a trashed credit score that makes it harder to get loans.

Your Legal Protections

Federal Law: The Fair Credit Reporting Act

The Fair Credit Reporting Act (FCRA) requires credit bureaus to conduct reasonable investigations after receiving notice of a dispute and to correct or remove information that cannot be verified. Federal law may be violated when credit bureaus fail to remove fraudulent accounts, debt collectors continue reporting disputed debts, or lenders ignore evidence of identity theft. Victims may be entitled to recover damages, attorney’s fees, and other relief.

Maryland Law

Maryland consumers have rights under laws governing:

  • Consumer debt collection
  • Credit reporting
  • Electronic fund transfers
  • Banking regulations
  • Unfair and deceptive trade practices

In many situations, the real legal battle ends up being against the banks, credit bureaus, debt collectors, or lenders that refuse to correct the problem, and not the identity thief.

Our Process

01

Initial Contact

Fill out our contact form, providing basic information about your case and including your contact details.

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02

Review

We review the information you submitted to determine if we can assist with your legal issue.

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03

Request for Additional Information

If we believe we can help, we’ll request more details and offer a paid consultation. If we cannot help, we’ll email you with links to relevant legal resources.

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04

Paid Consultation

If you proceed, a 45-minute consultation will be scheduled to discuss the facts and assess your legal options. We will email you a consultation agreement.

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05

Decision Making

After the consultation, we’ll collaborate to decide whether hiring us is the right course of action.

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06

If We Can’t Assist After the Consultation

If we determine we can’t assist, we’ll provide you with information about other legal resources.

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Why Hire One of Our Attorneys?

Identity theft cases require coordinating with multiple financial institutions and businesses, and understanding what elements make for the strongest case. Victims benefit from attorneys who understand:

  • Federal consumer protection statutes
  • Identity theft and fraud-related laws
  • Credit reporting disputes and investigations
  • Fraudulent account and transaction disputes
  • Credit bureau and financial institution compliance requirements
  • Litigation strategy against banks, lenders, debt collectors, and credit reporting agencies

Trust the experienced team at The Holland Law Firm to help you get your life back in order after you’ve been dealing with identity theft fallout.

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What our clients say. We’re proud to stand with consumers who are being treated unfairly, and we appreciate our clients sharing the experiences they’ve had working with us.