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    April 30, 2024 My Car Was Repossessed; What Are My Rights?

    If you’ve recently experienced a car repossession in Maryland, you must understand your rights and the legal requirements creditors must follow. This guide provides an overview of Maryland’s repossession laws, outlining the steps creditors must take and potential violations that could affect your situation. My Car Was Repossessed: Creditor Obligations In Maryland, creditors must send…

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    March 27, 2024 Peter Holland’s Op-Ed in The Baltimore Banner – Data Privacy Legislation Would Give Consumers the Ability to Obtain and Correct Their Data

    Peter Holland, consumer protections and identity theft lawyer, wrote an Op-Ed for the Baltimore Banner to help clarify why the Maryland Online Data Privacy Act (SB 541) needs to be passed as soon as possible.  Within the article, Peter provides context as to what loops and endless pitfalls victims of identity theft find themselves in….

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    March 16, 2024 Community Solar Scams – Spot the Bad Actors

    The Maryland Public Service Commission has taken a proactive step toward promoting renewable energy accessibility by establishing a community solar pilot program. Designed with a focus on extending the benefits of clean energy to underserved communities, this initiative aims to not only reduce electric bills for participants but also contribute to the overall expansion of…

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    March 14, 2024 Peter Holland Testifies in Support of the Maryland Online Data Privacy Act

    Maryland legislators have introduced Senate Bill 541, also known as The Maryland Online Data Privacy Act, aimed at bolstering consumer protection in response to concerns regarding data privacy.  As long-standing proponents of consumer rights and experienced consumer protection lawyers, the team at The Holland Law Firm stands united to get the bill passed in the…

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    February 29, 2024 The IC3 Report – What Did 2023 Teach Us?

    The Internet Crime Complaint Center (IC3) is a crucial service/program in the fight against cybercrime. It provides a direct channel for the public to report incidents and enables law enforcement to collect data, conduct investigations, and monitor changes in the cyber threat landscape.  In 2023, the IC3 received a record number of complaints nationwide, highlighting…

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    February 20, 2024 Is Identity Theft a Felony in Maryland?

    Offenses are typically categorized into two main classifications: felonies and misdemeanors. Each classification carries its own set of legal implications, ranging from the severity of punishment to procedural differences in the legal process.  In this blog, we’ll discuss some of the basic differentiations between felonies and misdemeanors before exploring the federal and state perspectives on…

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    February 15, 2024 “Get Paid to Go Solar!” – Not So Fast

    Unfortunately, as the demand for renewable energy solutions like solar power continues to rise, so do the instances of fraudulent practices and bad actors within the solar industry. Shady individuals and companies exploit consumers’ desires to save money and reduce their environmental impact, often using deceptive tactics to make quick profits.  This article aims to…

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    January 30, 2024 Identity Theft Actions: What Can Victims Do?

    Identity theft is a pervasive issue affecting countless individuals across the nation. Victims often find themselves grappling not only with the financial repercussions but also with the emotional toll of having their personal information compromised and all of the fallout that comes with the trauma.  Despite prevailing misconceptions that victims may be somehow to blame…

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    January 22, 2024 How Can I Tell if My Identity Has Been Stolen?

    Identity theft isn’t going away anytime soon. Despite efforts to enhance security measures, perpetrators continue to exploit vulnerabilities, leading to financial and emotional turmoil for victims.  Recognizing the signs of identity theft is crucial for taking prompt action to mitigate its impact. In this article, we’ll outline some of the most common indicators of identity…

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    January 10, 2024 What Is Consumer Law?

    “Consumer law” covers a multitude of federal and state laws. These laws range from quite general, like the Maryland Consumer Protection Act, to very specific, like the Maryland Land Installment Contracts Act. These laws work together to shield consumers against unfair and deceptive trade practices. For consumers in any state, it’s advantageous to understand various…

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