After more than three years of pause, federal student loan repayments have resumed as of October 2023. While this news is a significant development for borrowers, it has also created an opportunity for scammers to prey on students. Fraudsters/scammers claim to offer assistance in avoiding repayment, lowering monthly payments, or even promising loan forgiveness —…
Data breaches have become an all-too-familiar occurrence today, casting a shadow of uncertainty over everyone’s online lives. One recent breach that sent shockwaves through the cybersecurity world is the MOVEit breach. As consumer protection and identity theft lawyers, we know this recent breach is more than your “run-of-the-mill hack,” with potentially far-reaching consequences impacting countless…
The search for the perfect place to call home is always challenging. Finding the ideal rental property requires careful consideration, financial planning, and, often, the completion of a tenant screening procedure. Tenant screening reports can be pivotal in this process, but what happens when inaccuracies mar these reports? In this article, we’ll cover the details…
If you’re not a lawyer, the legal system is a bit of a mystery, and Maryland’s system is no exception. While Maryland does not have prothonotaries, and an ordinary person is very unlikely to encounter a writ of coram nobis, there is plenty to confuse people in our courts. Words like replevin and detinue make…
In the ever-evolving landscape of higher education, students are turning to alternative options to finance their enrollments as expenses have increased tremendously. One such option that has gained prominence is the Income Share Agreement or ISA. These agreements offer students a way to finance their education by pledging a percentage of their future income in…
More and more homeowners are opting for alternative energy options to save money and help contribute to a healthier environment, solar power being one of the most viable and publicized options. However, not all solar contracts are created equal, and some companies engage in unscrupulous practices. If you find yourself dissatisfied with a solar contract…
Dealing with student loan collections can be a stressful experience for borrowers. While it is expected/necessary for you to repay student loan debt, you also have rights and protections against harassment from collection agencies. In this article, we will educate readers on the actions by student loan collectors that may cross the line into harassment…
Identity theft is a distressing crime that can have severe and long-lasting repercussions for its victims; it’s a subject we cover extensively in our articles because it’s so far-reaching and has many forms to take. Despite being innocent, individuals who fall victim to identity theft often grapple with numerous challenges. This article explores the common…
Tax identity theft poses a significant risk to individuals, potentially leading to financial losses and endless stress and work trying to fix it. Criminals who gain access to Tax Identification Numbers (TINs) can file fraudulent tax returns before victims even realize their identities have been stolen. These crimes have become more commonplace in recent years….
The apartment industry understands it has an identity theft problem. It’s simple; more online applications have led to more rental identity theft. Property managers know this. A 2018 survey commissioned by credit reporting agency Trans Union found that 97% of property managers had experienced identity theft problems within the past two years. Most rental identity…