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Student Loan Forgiveness Scams – What to Be Aware Of

Student Loan Forgiveness Scams – What to Be Aware Of

After more than three years of pause, federal student loan repayments have resumed as of October 2023. While this news is a significant development for borrowers, it has also created an opportunity for scammers to prey on students.  Fraudsters/scammers claim...

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Income Share Agreements – What Should Students Be Aware of?

Income Share Agreements – What Should Students Be Aware of?

In the ever-evolving landscape of higher education, students are turning to alternative options to finance their enrollments as expenses have increased tremendously. One such option that has gained prominence is the Income Share Agreement or ISA. These agreements offer students...

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Student Loan Collections: Understanding Harassment and Protecting Your Consumer Rights

Student Loan Collections: Understanding Harassment and Protecting Your Consumer Rights

Dealing with student loan collections can be a stressful experience for borrowers. While it is expected/necessary for you to repay student loan debt, you also have rights and protections against harassment from collection agencies.  In this article, we will educate...

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Student Loans & COVID — What You Need to Know

Student Loans & COVID — What You Need to Know

The COVID-19 pandemic meant that students in the United States who had just graduated from college were not greeted with a wide variety of jobs or opportunities in the marketplace. Rather many industries shut down, and the economy set into...

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The Law of the Forum and Maryland Student Loan Statute of Limitations

The Law of the Forum and Maryland Student Loan Statute of Limitations

Frequently in student loan and other collections cases, a person gets sued in Maryland, but the contract specifies that the law of a state other than Maryland governs. For example, it might say “the law of New Jersey applies to...

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Statute of Limitations and Contract Under Seal in Maryland

Statute of Limitations and Contract Under Seal in Maryland

We have successfully defended many cases where the debt buyer plaintiff alleged that the statute of limitations was 12 years (not 3 years) because the contract was “under seal.” We have prevailed in arguing that the statute of limitations is...

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