If you discover that someone has already filed using your Social Security number, the status quo tax season becomes far more complicated. If you’re wondering what to do if someone filed taxes in your name, you’re not alone, as the threat has grown in recent years.
Tax identity theft is one of the fastest-growing forms of fraud, and many victims don’t realize what’s happened until their return is rejected or they receive unexpected IRS notices.
How Tax Identity Theft Happens
Tax identity theft occurs when a fraudster/identity thief uses your information to file a fraudulent tax return and claim your refund. In many cases, scammers file early in the tax season before victims even begin preparing their returns.
Fraudsters often obtain personal information through data breaches, phishing emails, stolen mail, and compromised tax preparation accounts, among other avenues. Once they have your Social Security number and your pedigree information, filing a false return becomes relatively easy. Because tax filing typically happens once per year, victims often don’t discover the fraud until months after their information has been used.
Signs Someone Filed Taxes in Your Name
One common sign of tax identity theft is when your tax return is rejected because a return has already been filed; however, that’s not the only warning sign. You may also receive IRS letters about returns you didn’t file, notices about income from employers you don’t recognize, or tax transcripts you never requested.
In some cases, victims learn about the fraud when they are told they owe additional taxes or when expected refunds never arrive. These situations are confusing and stressful, especially when you’re unsure how the problem started.
What to Do If Someone Filed Taxes in Your Name
If you think you’ve been targeted for tax identity theft, don’t wait to take action. The process typically involves notifying the IRS and completing an identity theft affidavit. And, you’ll likely need to provide documentation to verify your identity. You may also need to monitor your credit reports and financial accounts for additional fraudulent activity.
Unfortunately, resolving tax identity theft is rarely immediate. The IRS may pause your refund while reviewing the situation, and the process can take months to fully resolve. During this time, victims often face financial uncertainty and administrative hurdles.
You Don’t Have To Navigate Tax Identity Theft Alone
Tax identity theft is overwhelming – especially when your refund is delayed, and your financial records are affected. But you don’t have to face the process alone. If someone filed taxes in your name, taking action early can help protect your finances and restore your peace of mind.
If you believe you have had your identity stolen and fraudulent taxes filed in your name, you’re not powerless and can find help. Contact our team of identity theft lawyers today to learn more about how to defend yourself and get your life back on track.