2021 saw a 68% increase in data compromises in the United States; this indicates the highest level of data compromise in history. Another startling new development of identity theft involves children. Child identity theft affects one out of every fifty children in the US. No one is immune to the risk of identity theft, and…
As we continue to live through the evolving challenges of the COVID-19 pandemic, organized crime rings have taken advantage of vulnerable people. Many people are filing for unemployment across the country, but unbeknownst to them, filing for unemployment may leave them susceptible to identity theft. For individuals already struggling with financial insecurity, the consequences of…
Online identity theft refers to the act of stealing personal information to perform fraudulent activities. The most common of these occurs when someone makes fraudulent purchases under your name. When this happens, debt builds up, and debt collectors call you regarding purchases you never made; this can severely damage your credit rating. Identity theft is…
Being a victim of credit fraud is a stressful and extremely inconvenient experience. It feels very invasive to have your personal information available to strangers and subject to abuse. Credit reporting errors are one of the clear indicators that someone has or had access to your information and has potentially abused credit in your name….
Medical identity theft occurs when people use your personal information to make unwarranted claims to Medicare or other health insurers. Left unchecked, medical identity theft can wreak havoc on your medical care, deplete taxpayer dollars, and hurt your credit. Sadly, medical identity theft has become one of the more common forms of identity theft, as…
Child identity theft? Yes, that can happen. Your child can have their identity stolen. We tend to think of identity theft as something that only happens to adults with something to lose, such as bank account numbers, credit card numbers, and other financial resources criminals would be after. However, your child’s identity is at risk…
One-third of Americans have discovered mistakes on their credit reports, according to a new Consumer Reports investigation. This figure is startling and alarming, especially considering how much a credit score can affect one’s quality of life. Credit report errors can have an immediate and devastating impact on people’s lives. Credit scores are used to determine…
Technology lets you have your social media, emails, and bank information right on your devices. Unfortunately, identity thieves can access this information online by watching you enter the information in public or accessing your mail with personal information. This information helps identity thieves make purchases on your credit card or withdraw cash from your bank…
If you have ever applied for a job outside of a family-run operation, chances are that you have had a background check run on you. Even though most Americans have had some type of experience with background checks, not many know exactly what kind of details background checks reveal about them, which is unsettling considering…
According to usa.gov, identity theft occurs when “someone steals your personal information to commit fraud.” The identity thief gets money using your identity. The crime leaves you with debt collectors calling and severe damage to your credit rating because numerous accounts have been opened in your name. Identity thieves never paid off the accounts, so…
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