Financial threats are hiding everywhere. They’re embedded in misleading contracts, predatory loans, unfair and deceptive business practices, and identity theft schemes that can cost victims tens or even hundreds of thousands of dollars. Scams have evolved far beyond the stereotypical “Nigerian prince” email. Today’s fraudsters are smarter, faster, and harder to spot. Many operate under…
In Maryland, landlord-tenant relationships are shaped by consumer protection laws. The laws safeguard renters’ rights to safe and livable housing. Here’s a recap of what protections tenants can expect as of the new legislation passed in July of 2025: The Maryland Tenant Mold Protection Act On July 1, 2025, the Maryland Tenant Mold Protection Act…
You work hard for your money. So when someone offers you an “exclusive opportunity” to make it grow quickly, it’s tempting to say yes. But not every offer is what it seems. In fact, investment scams are some of the most financially devastating forms of fraud in the U.S., with Americans losing over $5.7 billion…
In 2024, the Maryland Attorney General’s Office issued a stark warning about a rise in door-to-door scams, particularly involving fraudulent water filtration system sales. These scams target unsuspecting homeowners by leveraging fear tactics, claiming that the safety of their household’s water supply is at risk. Scammers can pressure homeowners into costly and unnecessary purchases by…
With consumer law, the Fair Debt Collection Practices Act (FDCPA) is a beacon of hope/protection for individuals facing debt collection harassment. Enforced at both federal and state levels, this act delineates stringent regulations to shield consumers from unlawful actions by debt collectors. Fortunately, these laws extend to Maryland, where state statutes overlap with federal provisions,…
In this article, we’ll explore how some scams unfold, particularly door-to-door energy and door-to-door solar scams, and how scammers trick people into providing personal and account information. We’ll also highlight Marylanders’ special protections, such as Project S.A.F.E. (Stop Adult Financial Exploitation), and the challenges in keeping up with these evolving tactics. How Fake Utility Representatives…
The “Stop the Spam Calls Act of 2023″ took effect on January 1, 2024, with the primary goal of curbing the proliferation of unwanted robocalls and ensuring consumer protection. This significant legislation represents a proactive stance by the Maryland General Assembly to safeguard consumers from intrusive, obnoxious, and often fraudulent telephone solicitations. Telemarketing Laws: Stop…
“Consumer law” covers a multitude of federal and state laws. These laws range from quite general, like the Maryland Consumer Protection Act, to very specific, like the Maryland Land Installment Contracts Act. These laws work together to shield consumers against unfair and deceptive trade practices. For consumers in any state, it’s advantageous to understand various…
In a recent development, the Consumer Financial Protection Bureau (CFPB) issued an order against Citibank, N.A., demanding the payment of $25.9 million in fines and consumer redress for intentional and illegal discrimination against American citizens, specifically credit card applicants identified as being of Armenian descent. This alleged discriminatory practice spanned from 2015 through 2021, involving…
In a significant development, the Consumer Financial Protection Bureau (CFPB) has ordered Toyota Motor Credit Corporation to pay $60 million in consumer redress and penalties for engaging in an illegal scheme that unfairly burdened borrowers. The company’s alleged misconduct included preventing the cancellation of product bundles, withholding refunds, and tarnishing consumers’ credit reports with false…
Schedule a consultation with our legal team to review your case.
