Identity theft is a pervasive issue affecting countless individuals across the nation. Victims often find themselves grappling not only with the financial repercussions but also with the emotional toll of having their personal information compromised and all of the fallout that comes with the trauma. Despite prevailing misconceptions that victims may be somehow to blame…
Identity theft isn’t going away anytime soon. Despite efforts to enhance security measures, perpetrators continue to exploit vulnerabilities, leading to financial and emotional turmoil for victims. Recognizing the signs of identity theft is crucial for taking prompt action to mitigate its impact. In this article, we’ll outline some of the most common indicators of identity…
“Consumer law” covers a multitude of federal and state laws. These laws range from quite general, like the Maryland Consumer Protection Act, to very specific, like the Maryland Land Installment Contracts Act. These laws work together to shield consumers against unfair and deceptive trade practices. For consumers in any state, it’s advantageous to understand various…
If you have looked at getting a solar array for your home or business, you may have encountered enticing ads from companies promising “free” solar panels. As the old saying goes, “If it sounds too good to be true, it probably is.” For solar attorneys, it’s necessary to shed light on the aggressive sales tactics…
As the demand for solar-powered, self-supplied energy surges, the residential solar market grows with competition. Unfortunately, this environment also breeds scams, schemes, and fraudulent activities within the industry. In this article, we’ll review some of the red flags associated with door-to-door solar scammers, shedding light on their deceptive tactics that can harm homeowners and small…
As an identity theft lawyer, it’s imperative to recognize the dynamic nature of identity theft, which has morphed/evolved significantly over the years, posing new challenges for both victims and legal professionals. Let’s review some of the evolution of identity theft, shedding light on the changing faces of this crime, especially in the digital age. How…
In a recent development, the Consumer Financial Protection Bureau (CFPB) issued an order against Citibank, N.A., demanding the payment of $25.9 million in fines and consumer redress for intentional and illegal discrimination against American citizens, specifically credit card applicants identified as being of Armenian descent. This alleged discriminatory practice spanned from 2015 through 2021, involving…
In a significant development, the Consumer Financial Protection Bureau (CFPB) has ordered Toyota Motor Credit Corporation to pay $60 million in consumer redress and penalties for engaging in an illegal scheme that unfairly burdened borrowers. The company’s alleged misconduct included preventing the cancellation of product bundles, withholding refunds, and tarnishing consumers’ credit reports with false…
Door-to-door solicitations have become a breeding ground for scams and deceptive sales tactics, not that they’ve ever been anything particularly pleasant. Unsuspecting homeowners often find themselves targeted by schemes ranging from identity theft ploys to high-pressure energy resale tactics and even solar panel scams. This article will explore three segments of door-to-door energy scams to…
In the aftermath of the MOVEit breach, where sensitive data was compromised due to security vulnerabilities, victims in Maryland and beyond are left grappling with the unsettling aftermath of potential identity theft and breach of their data. As a follow-up to our previous discussion, we delve into the actions MOVEit breach victims can take in…
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