On April 6, 2024, the Maryland Kids Code Coalition welcomed the unanimous votes in both the House and Senate for the final passage of the Maryland Kids Code (HB 603/SB 571), a groundbreaking initiative aimed at safeguarding children and their data online. Spearheaded by delegates Jared Solomon and C.T. Wilson, along with Senators Ben Kramer…
The Maryland Online Data Privacy Act of 2024 (MODPA) has been a focal point of discussion among privacy advocates and business leaders alike. In the winter of 2024, Peter Holland testified as a proponent of the bill before the Maryland General Assembly, emphasizing the importance of protecting consumer data in an increasingly vulnerable digital world. …
Maryland legislators have introduced Senate Bill 541, also known as The Maryland Online Data Privacy Act, aimed at bolstering consumer protection in response to concerns regarding data privacy. As long-standing proponents of consumer rights and experienced consumer protection lawyers, the team at The Holland Law Firm stands united to get the bill passed in the…
The Internet Crime Complaint Center (IC3) is a crucial service/program in the fight against cybercrime. It provides a direct channel for the public to report incidents and enables law enforcement to collect data, conduct investigations, and monitor changes in the cyber threat landscape. In 2023, the IC3 received a record number of complaints nationwide, highlighting…
In the aftermath of the MOVEit breach, where sensitive data was compromised due to security vulnerabilities, victims in Maryland and beyond are left grappling with the unsettling aftermath of potential identity theft and breach of their data. As a follow-up to our previous discussion, we delve into the actions MOVEit breach victims can take in…
Data breaches have become an all-too-familiar occurrence today, casting a shadow of uncertainty over everyone’s online lives. One recent breach that sent shockwaves through the cybersecurity world is the MOVEit breach. As consumer protection and identity theft lawyers, we know this recent breach is more than your “run-of-the-mill hack,” with potentially far-reaching consequences impacting countless…
Business owners have access to and curate important/sensitive information, particularly concerning team members and consumers. When business owners must obtain a person’s social security number or personal identification number, they need to take every precaution to ensure that it doesn’t end up in the wrong hands. The Federal Privacy Act The Privacy Act of 1974…
Debt buyer and collector EOS CCA (associated with EOS Holdings, Inc., Collecto Inc. and their wholly-owned subsidiary debt buyer, US Asset Management, all of which will be called “EOS” here) bought debts from AT&T in 2012. According to the CFPB, EOS paid $35.4 million for debts with a face value of $2.3 billion, about two… Read more
A few years ago, Encore Capital, the parent of debt buyer Midland Funding, LLC started spreading money around overseas, mostly notably with the acquisition of Cabot, a debt-buyer in the United Kingdom. It’s most recent quarterly call with investors (transcript available here, signup required) paints an interesting picture of its ever-expanding global reach. The call… Read more
Like Encore, debt-buyer Portfolio Recovery Associates recently held its quarterly call with investors (transcript available here, signup required). Like Encore, Portfolio emphasized its growth outside the United States, in Europe and South America. Portfolio appears to be some way behind Encore in this expansion, although it does have some very far flung outposts – as… Read more
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