Peter A. Holland

Profile: The Baltimore Sun, “Annapolis consumer attorney to receive legal service award” here.

Brief Bio: Peter A. Holland is recognized as a national authority on consumer protection law, with a special emphasis on debt buyer lawsuits. Notable cases include class actions against auto finance companies and debt buyers which resulted in the dismissal of over 20,000 lawsuits and judgments.  He ran the Consumer Protection Clinic at the University of Maryland Law School from 2009-2014.  While teaching at the law school, he published several groundbreaking articles which have been cited by scholars and courts, including by Justice Sotomayor in the United States Supreme Court.  He has trained scores of law students and hundreds of pro bono lawyers in debt defense and consumer protection litigation. He is a frequent lecturer at state and national consumer protection conferences, and is regularly sought out by other lawyers as a mentor, adviser and co-counsel. His scholarship on debt buyers has been cited by courts and academics alike, and he is a frequent commentator in the media on consumer litigation issues.

The Details: Our focus is on Maryland and federal consumer protection law and litigation, with a special focus on identity theft, debt collection abuse and credit reporting errors.  We help people sued in relation to credit cards, medical debt, student loans, mortgages and car loans.  Many times abusive debt collection and identify also involve credit reporting errors.

We have represented people in litigation against the following entities, among others: Asset Acceptance, LLC, Midland Funding, LLC, Portfolio Recovery Associates, LLC, CACH, LLC, Cavalry Portfolio Services, LLC, Hilco Receivables, Pasadena Receivables, FIA Card Services, Credit One Bank, Capitol One, Bank of America, American Express, BB&T, JP Morgan Chase, Ocwen Loan Servicing, Nationstar Mortgage, National Collegiate Student Loan Trust, Synchrony Bank, LVNV, and others.

Fees:  Depending on the case, we charge based on either a flat fee, hourly,  contingency or hybrid.  Where possible we get paid through fee shifting consumer protection statutes, such as the Fair Debt Collection Practices Act and the Maryland Consumer Protection Act.  In cases of demonstrated financial need and where there is no prospect of getting paid on contingency or through fee shifting, we may offer my services pro bono.

Services for Lawyers:  We help lawyers from around the country in the following areas:

  • we co-counsel in consumer individual cases and class actions
  • serve as local counsel in Maryland
  • confidential expert witness consulting
  • workshops and trainings
  • confidential one-on-one attorney mentoring
  • lawyers in transition

Media Contacts:  I try to get back to journalists and reporters on the same business day on which I am contacted.  Most helpful is if you send me an email setting forth your deadline, the general nature of what you are writing, and some specific questions so that I can be better prepared when we speak.  If you are seeking comment about a report or court decision, please include a link or attach a copy.