Yes, debt collectors can now resort to social media. According to the Washington Post, recent decisions related to debt have permitted collection agencies to use social media for overdue payments. This recent development may indicate that millions of people could be surprised by debt collectors sending them friend requests, emails, direct messages, and text messages…
According to § 15 U.S.C. 1692e of the Fair Debt Collection Practices Act, “A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt.” Attempts to collect money, which is not legally owed is a big and frequent problem. And that is why the…
The COVID-19 pandemic meant that students in the United States who had just graduated from college were not greeted with a wide variety of jobs or opportunities in the marketplace. Rather many industries shut down, and the economy set into survival mode. While some measures have been put into place on state and federal levels…
There are many different types of creditors working in the US, and as with any profession, some are more forthright than others. During the last quarter of the fiscal year, you have many creditors or even scammers looking to make their quotas before the year’s out. That is why it’s important to understand the laws…
COVID has caused an unprecedented level of financial devastation: record job loss, businesses destroyed, crippling medical debt….AND YET, THE DEBT COLLECTORS DON’T STOP. Tens of millions of Americans have been forced to choose between putting food on the table or paying bills. And while the rest of us are coping with disaster, some unscrupulous debt…
In today’s credit-based society, almost all adults have at least some consumer debt: a mortgage, a car loan, student loans, credit card debt, or medical debt. While many people have heard of the Statute of Limitations, not everybody understands what it is. The statute of limitations is the time beyond which you can no longer…
If you’re in debt or owe some money, you’re not alone! It’s estimated that 80 percent of Americans have some form of debt, for things like a mortgage, rent, student loans, credit cards, medical debt, or condo/HOA fees. Perhaps the debt is the result of identity theft, or from surprise medical bills. Here’s where debt…
1. It’s Less About the Debt and More About You 2. Know and Show Your Debt Click HERE to Learn More About Debt Collection Lawsuits 3. Address Your Debts Debts, regardless of their source, are less of a problem if you admit to them and address them. If you do owe money, be prepared to show that you have…
“Like it or not, there are still de facto debtors’ prisons for collection of all kinds of debts, including medical debt, in the United States today.” -Peter Holland By Casey Wood Santora On December 12, 2019 Peter Holland spoke with Dr. Travis Stork from the nationally syndicated talk show, “The Doctors.” The topic: medical debt…
Frequently in student loan and other collections cases, a person gets sued in Maryland, but the contract specifies that the law of a state other than Maryland governs. For example, it might say “the law of New Jersey applies to this contract” or words to that effect. The question then arises of which state’s student…
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