“Like it or not, there are still de facto debtors’ prisons for collection of all kinds of debts, including medical debt, in the United States today.” -Peter Holland By Casey Wood Santora On December 12, 2019 Peter Holland spoke with Dr. Travis Stork from the nationally syndicated talk show, “The Doctors.” The topic: medical debt…
Frequently in student loan and other collections cases, a person gets sued in Maryland, but the contract specifies that the law of a state other than Maryland governs. For example, it might say “the law of New Jersey applies to this contract” or words to that effect. The question then arises of which state’s student…
We have successfully defended many cases where the debt buyer plaintiff alleged that the statute of limitations was 12 years (not 3 years) because the contract was “under seal.” We have prevailed in arguing that the statute of limitations is 3 years not 12 years in those cases where the contract did not meet the…
We have handled several cases in which we successfully got judgments vacated because the Defendant was never served. This is not an uncommon problem, because the phenomenon of “sewer service” is alive and well. It is not unusual that a person had no idea there was a judgment against them, and that the first time…
At Holland Law, we have defended many lawsuits that were filed after the expiration of the Maryland statute of limitations. There are a few different statutes of limitation which may apply to a given case in Maryland whether that’s a debt buyer case, a loan case, or another consumer rights case. Maryland Statute of Limitations:…
A study by British industry groups and academics recently set out best practices for debt collectors dealing with so-call vulnerable consumers. InsideARM, a US debt collectors’ trade publication has taken interest and encourages senior management to read it. Among the studies’ key findings were: Read more
By Paul Kiel, ProPublica. Originally posted here. Republished here under a Creative Commons license. Nonprofit hospitals get big tax breaks for providing care for patients who can’t afford it. Under new IRS rules, hospital lawsuit cases must take extra steps to inform poor patients that they may qualify for financial assistance. Last month, ProPublica and… Read more
Private debt collectors are subject to a variety of laws policing their collection of private debts. The Fair Debt Collection Practice Act (FDCPA) imposes clear and strict requirements on debt collectors – such as preventing them from shaming consumers into payment by publishing the names or calling their parents, preventing them from lying to consumers… Read more
Get a copy of all three credit reports from the only government sanctioned website: www.annualcreditreport.com Read more
National Check Registry and related companies were abusive debt collectors. Thanks to the FTC, they are no more. National Check Registry, all the related companies and the three individuals behind the enterprise agreed to lifetime bans on working in debt collection and to give up “virtually all of their assets” to partially satisfy an $8.3… Read more
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